Insurance Is Really About Risk

Over the years, I have heard plenty of people say, “It’s just too much.” But “too much” compared to what?

If you insure a $400,000 home for around $2,000 a year, you are paying roughly one-half of one percent of the home’s value to protect yourself from a potentially devastating loss.  

If you insure a $40,000 vehicle for around $1,000 a year, you are paying about 2.5% of the vehicle’s value to help protect yourself from a major loss, theft, accident, or lawsuit.

None of us expects the worst to happen. But storms roll. Trees fall. Houses burn. Pipes burst. Accidents happen. Lawsuits happen.

Insurance is not about expecting disaster every day. It is about making sure one bad day does not financially change your life forever.

Call us to review your coverage and make sure you’re protected when it matters most!

We love insurance, so you don’t have to.