Unlike standard homeowners policies, Flood Insurance specifically covers damages caused by flooding, including storm surges, heavy rains, and overflowing rivers.
By definition, this protection is picked up whenever water comes into the home from an outside source. This is not the same as plumbing or water back up.
Investing in flood insurance becomes mandatory if a risk is located in a flood zone and there is a loan on the property. Forcing the owner to purchase both home and flood insurance coverage. But beyond repairing structural damages, this specialized coverage often includes compensation for personal belongings and temporary living expenses.
Don’t wait for the next downpour—act now and fortify your property against the unexpected
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815-922-6616
PO Box 712
Wilmington, IL 60481
828-231-6577
PO Box 9683
Asheville, NC 28815
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