From Side Hustle to Liability Puzzle Many people start a business from home without thinking twice about insurance. A few cupcake orders, custom shirts, woodworking projects or bookkeeping clients may...

Service Lines: The Hidden Risk Under Your Yard Ever thought the wires and pipes bringing power, water and internet into your home were the utility company’s problem? One customer did—until a sewer...

Coverage You Understand. People You Trust. Take a few minutes this month to review your home, auto, or any other insurance policy you rely on. Know your deductibles, understand how water damage is...

Because Accidents Don’t Care Who Owns the Place Renters insurance used to feel optional. Now, more landlords are requiring it, and for good reason. If you live in an apartment, condo, mobile home, or...

Insurance Has a Memory — And It’s Longer Than You Think Rates are not based solely on what you own anymore. More and more, they’re based on how you behave. For years, pricing focused on the house...

Why work with an agent? Many people assume working with an “agent” or “broker” means extra fees. Not true. Agents are paid by the insurance companies, not by you. As an independent agency, we work...

When to File an Insurance Claim Not every scrape, ding or mishap needs to go through insurance. Unlike health insurance, when everything gets filed first and decided upon later, filing everything with...

Attention Small Business Owners! Did you know that insurance isn’t a “set and forget” product? As your business grows or changes—whether through new equipment, staff, expanded services or online...

Flood Risk Reality People who live in an area with low or moderate flood risk are five times more likely to experience a flood over a fire in their home over the next thirty years. Just one inch of...