Because Accidents Don’t Care Who Owns the Place

Renters insurance used to feel optional. Now, more landlords are requiring it, and for good reason.

If you live in an apartment, condo, mobile home, or house you do not own, according to the insurance world, you are a renter.

Most property owners want clear responsibility, especially with liability. Frankie, a local landlord, updated her lease after learning how often renter-related mishaps end up on the property owner. Now she requires every tenant to carry renters insurance.

Renters insurance covers the tenants stuff, like furniture, clothes, and electronics, if there’s a fire, theft, or water damage. And it also includes liability coverage. That matters if someone gets hurt in your unit, or if you accidentally damage someone else’s property.

This is a win for everyone. Renters get protection. Owners get clarity. And if something goes wrong, people aren’t arguing about who should pay. No need to call in Judge Judy. Give us a call instead.

We love insurance, so you don’t have to.