As licensed agents, our job is not to scare you. It is to explain your risks, review your options and help you make informed decisions. And no, we do not charge a fee for that guidance. We are a commission-based agency, meaning we only get paid when we make a sale. We work for YOU—not the insurance companies.

The “Intricacies of Insurance: 101” isn’t offered as a high school course. But lucky for you, you do not have to figure it out alone.