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An Umbrella Just in Time for Spring

An Umbrella Just in Time for Spring Imagine driving home on a rainy night and running a red light, causing a crash. The other driver suffers severe injuries and sues for $750,000. Your auto insurance...

Insurance Lapses Will Negatively Impact Your Insurance Score

Insurance Lapses Will Negatively Impact Your Insurance Score For all of your insurance policies, it’s important to avoid insurance lapses because they will negatively impact your insurance...

Protecting Your Home From Winter Water Damage

Protecting Your Home From Winter Water Damage Gutter ice dams form when snow on a roof melts or when rainwater flows down to the eaves and refreezes, creating a barrier of ice. This can cause water to...

Nothing Destroys Quite Like Water

Nothing Destroys Quite Like Water Each year, 1 out of every 60 homeowners find that out the hard way. Eighty-four percent of Homeowners have smoke detectors installed, fifty-one percent have Fire...

Why You Should Schedule Your Jewelry, Watches, Furs and Collections

Why You Should Schedule Your Jewelry, Watches, Furs and Collections Homeowners insurance provides essential coverage, but it often falls short when it comes to high-value items like jewelry, watches...

A Win for NC Homeowners Amid Rising Costs

A Win for North Carolina Homeowners Amid Rising Costs The North Carolina Commissioner of Insurance, Mike Causey, helps combat rate increases requested by the NC Insurance bureau. The Commissioner...

Show Your Pride of Ownership

Show Your Pride of Ownership My father would nicely have to say to our clients for many years, “your insurance policy is not a maintenance policy”. Always be sure to show your pride of ownership on...

Higher Deductibles

Higher Deductibles Higher deductibles and cost sharing becoming a possible new normal in the insurance industry. Higher deductibles encourage policyholders to be more cautious and proactive in...

Increasing Insurance Rates

Increasing Insurance Rates Heads up neighbors! During the first six months of 2023, $40 of the $53 billion paid claims were in the US. As you may have seen on the news, some large Insurance Companies...